Side-by-side · Q2 2026 data
Rocket City Federal Credit Union vs Mutual Savings Credit Union
Credit union
Rocket City Federal Credit Union
Huntsville, Alabama · Under $100 million in assets
Metric by metric
| Measure | Rocket City Federal Credit Union | Mutual Savings Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 94 | 94 |
| Earnings | 78 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 95th | 34th |
| Total assets | $69.1M | $242.8M |
| Deposits / shares | $57.4M | $214.0M |
| Capital ratio | 17.25% (stronger) | 9.06% |
| Problem loans | 0.17% (stronger) | 0.19% |
| Net charge-offs | 0.21% (stronger) | 0.27% |
| Return on assets | 1.45% (stronger) | 0.26% |
| Loans ÷ deposits | 52.6% (stronger) | 68.2% |
| Uninsured deposits | 1.9% (stronger) | 12.3% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 47.7% |
Rocket City Federal Credit Union has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Rocket City Federal Credit Union leads on 7 and Mutual Savings Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.