Side-by-side · Q2 2026 data
Rocket City Federal Credit Union vs University of South Alabama Federal Credit Union
Credit union
Rocket City Federal Credit Union
Huntsville, Alabama · Under $100 million in assets
Credit union
University of South Alabama Federal Credit Union
Mobile, Alabama · Under $100 million in assets
Metric by metric
| Measure | Rocket City Federal Credit Union | University of South Alabama Federal Credit Union |
|---|---|---|
| TellerScore | 94 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 94 (stronger) | 84 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 95th | 97th |
| Total assets | $69.1M | $56.2M |
| Deposits / shares | $57.4M | $46.6M |
| Capital ratio | 17.25% (stronger) | 16.45% |
| Problem loans | 0.17% (stronger) | 0.49% |
| Net charge-offs | 0.21% | 0.16% (stronger) |
| Return on assets | 1.45% | 2.45% (stronger) |
| Loans ÷ deposits | 52.6% | 51.2% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 10.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
University of South Alabama Federal Credit Union has the higher TellerScore (96 vs 94). On the 7 directional measures above (where higher or lower is clearly better), Rocket City Federal Credit Union leads on 3 and University of South Alabama Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.