Side-by-side · Q2 2026 data
Rocket Federal Credit Union vs Nspire Federal Credit Union
Metric by metric
| Measure | Rocket Federal Credit Union | Nspire Federal Credit Union |
|---|---|---|
| TellerScore | 40 | 66 (stronger) |
| Capital cushion | 49 | 85 (stronger) |
| Loan quality | 20 | 78 (stronger) |
| Earnings | 16 (stronger) | 0 |
| Funding & liquidity | 74 | 79 (stronger) |
| Problem-loan coverage | 63 | 92 (stronger) |
| Peer percentile | 3rd | 32nd |
| Total assets | $28.3M | $29.0M |
| Deposits / shares | $24.9M | $24.9M |
| Capital ratio | 9.86% | 13.49% (stronger) |
| Problem loans | 2.40% | 0.65% (stronger) |
| Net charge-offs | 1.06% (stronger) | 1.30% |
| Return on assets | -0.09% (stronger) | -0.66% |
| Loans ÷ deposits | 85.9% | 81.4% (stronger) |
| Uninsured deposits | 3.6% | 2.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nspire Federal Credit Union has the higher TellerScore (66 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Rocket Federal Credit Union leads on 2 and Nspire Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.