Side-by-side · Q2 2026 data
Rocket Federal Credit Union vs U. S. I. Federal Credit Union
Metric by metric
| Measure | Rocket Federal Credit Union | U. S. I. Federal Credit Union |
|---|---|---|
| TellerScore | 40 | 67 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 20 | 56 (stronger) |
| Earnings | 16 | 37 (stronger) |
| Funding & liquidity | 74 (stronger) | 45 |
| Problem-loan coverage | 63 | 88 (stronger) |
| Peer percentile | 3rd | 34th |
| Total assets | $28.3M | $29.4M |
| Deposits / shares | $24.9M | $24.1M |
| Capital ratio | 9.86% | 18.01% (stronger) |
| Problem loans | 2.40% | 1.31% (stronger) |
| Net charge-offs | 1.06% (stronger) | 1.97% |
| Return on assets | -0.09% | 0.42% (stronger) |
| Loans ÷ deposits | 85.9% (stronger) | 99.6% |
| Uninsured deposits | 3.6% (stronger) | 29.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U. S. I. Federal Credit Union has the higher TellerScore (67 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Rocket Federal Credit Union leads on 3 and U. S. I. Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.