Side-by-side · Q2 2026 data
Rocket Federal Credit Union vs Union Fidelity Federal Credit Union
Metric by metric
| Measure | Rocket Federal Credit Union | Union Fidelity Federal Credit Union |
|---|---|---|
| TellerScore | 40 | 75 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 20 | 60 (stronger) |
| Earnings | 16 | 41 (stronger) |
| Funding & liquidity | 74 | 81 (stronger) |
| Problem-loan coverage | 63 | 92 (stronger) |
| Peer percentile | 3rd | 52nd |
| Total assets | $28.3M | $28.2M |
| Deposits / shares | $24.9M | $22.4M |
| Capital ratio | 9.86% | 19.70% (stronger) |
| Problem loans | 2.40% | 1.21% (stronger) |
| Net charge-offs | 1.06% (stronger) | 1.14% |
| Return on assets | -0.09% | 0.52% (stronger) |
| Loans ÷ deposits | 85.9% | 79.2% (stronger) |
| Uninsured deposits | 3.6% | 2.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Fidelity Federal Credit Union has the higher TellerScore (75 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Rocket Federal Credit Union leads on 1 and Union Fidelity Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.