Side-by-side · Q2 2026 data
Rockford Municipal Employees Credit Union vs Teachers Credit Union
Credit union
Rockford Municipal Employees Credit Union
Rockford, Illinois · Under $100 million in assets
Metric by metric
| Measure | Rockford Municipal Employees Credit Union | Teachers Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 0 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 54th | 68th |
| Total assets | $23.6M | $37.6M |
| Deposits / shares | $19.8M | $32.9M |
| Capital ratio | 15.16% (stronger) | 12.23% |
| Problem loans | 0.41% | 0.16% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | -0.77% | 0.85% (stronger) |
| Loans ÷ deposits | 51.0% (stronger) | 53.9% |
| Uninsured deposits | 0.0% (stronger) | 3.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Teachers Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Rockford Municipal Employees Credit Union leads on 3 and Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.