Side-by-side · Q2 2026 data
Rolling Hills Bank & Trust vs Guernsey Community Federal Credit Union
Credit union
Guernsey Community Federal Credit Union
Guernsey, Wyoming · Under $100 million in assets
Metric by metric
| Measure | Rolling Hills Bank & Trust | Guernsey Community Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 51 |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 78 (stronger) | 73 |
| Funding & liquidity | 57 (stronger) | 45 |
| Problem-loan coverage | 97 (stronger) | 0 |
| Peer percentile | 68th | 10th |
| Total assets | $484.4M | $1.8M |
| Deposits / shares | $416.2M | $1.4M |
| Capital ratio | 11.85% | 21.29% (stronger) |
| Problem loans | 0.30% (stronger) | 19.81% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.45% (stronger) | 1.33% |
| Loans ÷ deposits | 90.9% (stronger) | 104.1% |
| Uninsured deposits | 26.2% | 25.1% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Rolling Hills Bank & Trust has the higher TellerScore (77 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Rolling Hills Bank & Trust leads on 4 and Guernsey Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.