Side-by-side · Q2 2026 data
Rollstone Bank & Trust vs Middlesex Savings Bank
Metric by metric
| Measure | Rollstone Bank & Trust | Middlesex Savings Bank |
|---|---|---|
| TellerScore | 62 | 79 (stronger) |
| Capital cushion | 51 | 84 (stronger) |
| Loan quality | 93 (stronger) | 89 |
| Earnings | 23 | 49 (stronger) |
| Funding & liquidity | 60 | 80 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 22nd | 88th |
| Total assets | $816.3M | $6.1B |
| Deposits / shares | $677.3M | $5.2B |
| Capital ratio | 10.13% | 13.44% (stronger) |
| Problem loans | 0.20% (stronger) | 0.33% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 0.07% | 0.72% (stronger) |
| Loans ÷ deposits | 84.7% | 72.5% (stronger) |
| Uninsured deposits | 29.3% | 22.4% (stronger) |
| Offices | 7 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 10.3% |
Middlesex Savings Bank has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Rollstone Bank & Trust leads on 2 and Middlesex Savings Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Groton, MA