Side-by-side · Q2 2026 data
Rome Kraft Employees Credit Union vs Southern Lakes Credit Union
Credit union
Rome Kraft Employees Credit Union
Coosa, Georgia · Under $100 million in assets
Metric by metric
| Measure | Rome Kraft Employees Credit Union | Southern Lakes Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 84 (stronger) | 76 |
| Earnings | 95 (stronger) | 44 |
| Funding & liquidity | 63 | 94 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 87th | 34th |
| Total assets | $23.0M | $112.6M |
| Deposits / shares | $17.3M | $101.0M |
| Capital ratio | 24.71% (stronger) | 9.73% |
| Problem loans | 0.49% (stronger) | 0.73% |
| Net charge-offs | 0.13% (stronger) | 0.15% |
| Return on assets | 1.88% (stronger) | 0.59% |
| Loans ÷ deposits | 97.4% | 66.5% (stronger) |
| Uninsured deposits | 9.5% | 4.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rome Kraft Employees Credit Union has the higher TellerScore (89 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Rome Kraft Employees Credit Union leads on 5 and Southern Lakes Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.