Rome Kraft Employees Credit Union is a federally insured state-chartered credit union headquartered in Coosa, Georgia, in business for about 71 years. At the end of Q2 2026 it reported $23.0M in total assets and $17.3M in member shares and deposits, with 2 offices across 2 states.
Based on its Q2 2026 filing, Rome Kraft Employees Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 9th. Its strongest component is capital cushion (100/100; 24.71%), and its lowest is funding & liquidity (63/100; 97% loans-to-deposits, 9% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (86 → 89), mostly because the earnings component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 84 |
| Q4 2024 | 80 |
| Q1 2025 | 84 |
| Q2 2025 | 86 |
| Q3 2025 | 89 |
| Q4 2025 | 88 |
| Q1 2026 | 92 |
| Q2 2026 | 89 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 22.52% |
| Q3 2024 | 23.27% |
| Q4 2024 | 24.07% |
| Q1 2025 | 23.92% |
| Q2 2025 | 22.26% |
| Q3 2025 | 23.84% |
| Q4 2025 | 24.12% |
| Q1 2026 | 24.37% |
| Q2 2026 | 24.71% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.43% |
| Q2 2025 | 0.43% |
| Q3 2025 | 0.18% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.49% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 0.92% |
| Q4 2024 | 0.97% |
| Q1 2025 | 1.18% |
| Q2 2025 | 1.23% |
| Q3 2025 | 1.42% |
| Q4 2025 | 1.41% |
| Q1 2026 | 1.95% |
| Q2 2026 | 1.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $23.0M | 24.71% | 0.49% | 1.88% | 97.4% |
| Q1 2026 | 92 | $22.8M | 24.37% | 0.21% | 1.95% | 97.5% |
| Q4 2025 | 88 | $22.6M | 24.12% | 0.19% | 1.41% | 96.6% |
| Q3 2025 | 89 | $22.6M | 23.84% | 0.18% | 1.42% | 95.0% |
| Q2 2025 | 86 | $23.7M | 22.26% | 0.43% | 1.23% | 88.0% |
| Q1 2025 | 84 | $21.8M | 23.92% | 0.43% | 1.18% | 95.0% |
| Q4 2024 | 80 | $21.4M | 24.07% | 0.70% | 0.97% | 97.4% |
| Q3 2024 | 84 | $21.8M | 23.27% | 0.29% | 0.92% | 93.5% |
| Q2 2024 | 87 | $22.3M | 22.52% | 0.03% | 0.89% | 88.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Glynn County Federal Employees Credit UnionCredit union Brunswick, GA | 62 out of 100, Moderate | $23.0M | 19.2% | 2.54% | vs |
| Georgia Power Valdosta Federal Credit UnionCredit union Valdosta, GA | 84 out of 100, Strong | $22.9M | 15.2% | 0.69% | vs |
| Savannah Postal Credit UnionCredit union Savannah, GA | 60 out of 100, Moderate | $24.6M | 15.1% | 5.80% | vs |
| Northside Federal Credit UnionCredit union Atlanta, GA | 88 out of 100, Very strong | $20.8M | 18.9% | 0.54% | vs |
| Genuine Parts Credit UnionCredit union Norcross, GA | 87 out of 100, Very strong | $19.5M | 79.2% | 0.00% | vs |
| Southern Pine Credit UnionCredit union Lake Park, GA | 82 out of 100, Strong | $27.6M | 23.7% | 0.79% | vs |
Deposit insurance
Is my money safe at Rome Kraft Employees Credit Union?
Yes. Rome Kraft Employees Credit Union is a federally insured credit union (NCUA charter #60707). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.5% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 24.71%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Rome Kraft Employees Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Mount Pleasant, WI (1)
- Rome, GA (1)
Identity & history
Profile
- Legal name
- Rome Kraft Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60707
- RSSD ID
- 526292
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- P.O. Box 387, Coosa, GA 30129
- Employees
- 4
Quick answers
Rome Kraft Employees Credit Union: common questions
Is Rome Kraft Employees Credit Union NCUA insured?
Yes. Rome Kraft Employees Credit Union is a federally insured credit union (NCUA charter #60707). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Rome Kraft Employees Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Rome Kraft Employees Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Coosa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Community BankBank Chatsworth, GA | 84 out of 100, Strong | $754.7M | 12.9% | 0.43% | vs |
| River City BankBank Rome, GA | 77 out of 100, Strong | $423.4M | 10.1% | 0.00% | vs |
| First Southern State BankBank Stevenson, AL | 77 out of 100, Strong | $893.5M | 10.6% | 0.25% | vs |
| Bank OZKBank Little Rock, AR | 76 out of 100, Strong | $41.7B | 14.0% | 0.92% | vs |
| Peoples Bank of AlabamaBank Cullman, AL | 76 out of 100, Strong | $1.4B | 11.2% | 0.56% | vs |
| The Southern Bank CompanyBank Gadsden, AL | 76 out of 100, Strong | $133.1M | 15.1% | 1.89% | vs |