Side-by-side · Q2 2026 data
Romney Federal Credit Union vs United Hospital Center Federal Credit Union
Credit union
Romney Federal Credit Union
Romney, West Virginia · Under $100 million in assets
Credit union
United Hospital Center Federal Credit Union
Bridgeport, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Romney Federal Credit Union | United Hospital Center Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 74 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 32 | 35 (stronger) |
| Earnings | 52 | 61 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 61 | 79 (stronger) |
| Peer percentile | 8th | 49th |
| Total assets | $14.8M | $13.2M |
| Deposits / shares | $13.5M | $10.3M |
| Capital ratio | 9.23% | 22.36% (stronger) |
| Problem loans | 2.05% | 1.95% (stronger) |
| Net charge-offs | 1.74% (stronger) | 8.55% |
| Return on assets | 0.79% | 1.02% (stronger) |
| Loans ÷ deposits | 82.6% | 59.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Hospital Center Federal Credit Union has the higher TellerScore (74 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Romney Federal Credit Union leads on 2 and United Hospital Center Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.