Side-by-side · Q2 2026 data
Rondout Savings Bank vs Rhinebeck Bank
Metric by metric
| Measure | Rondout Savings Bank | Rhinebeck Bank |
|---|---|---|
| TellerScore | 64 | 69 (stronger) |
| Capital cushion | 48 | 59 (stronger) |
| Loan quality | 94 (stronger) | 87 |
| Earnings | 31 | 53 (stronger) |
| Funding & liquidity | 65 | 66 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 26th | 53rd |
| Total assets | $512.0M | $1.5B |
| Deposits / shares | $449.3M | $1.3B |
| Capital ratio | 9.79% | 10.93% (stronger) |
| Problem loans | 0.19% (stronger) | 0.38% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.27% | 0.82% (stronger) |
| Loans ÷ deposits | 90.7% | 70.5% (stronger) |
| Uninsured deposits | 19.4% (stronger) | 36.5% |
| Offices | 5 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
Rhinebeck Bank has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Rondout Savings Bank leads on 3 and Rhinebeck Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kingston, NY
- Hyde Park, NY