Side-by-side · Q2 2026 data
Rondout Savings Bank vs The Berkshire Bank
Metric by metric
| Measure | Rondout Savings Bank | The Berkshire Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 31 | 41 (stronger) |
| Funding & liquidity | 65 | 65 |
| Problem-loan coverage | 97 (stronger) | 73 |
| Peer percentile | 26th | 11th |
| Total assets | $512.0M | $530.0M |
| Deposits / shares | $449.3M | $397.5M |
| Capital ratio | 9.79% | 24.16% (stronger) |
| Problem loans | 0.19% (stronger) | 12.68% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.27% | 0.53% (stronger) |
| Loans ÷ deposits | 90.7% | 33.9% (stronger) |
| Uninsured deposits | 19.4% (stronger) | 46.3% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rondout Savings Bank has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Rondout Savings Bank leads on 3 and The Berkshire Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.