Side-by-side · Q2 2026 data
Rondout Savings Bank vs Wallkill Valley Federal Savings and Loan Association
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Rondout Savings Bank | Wallkill Valley Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 48 (stronger) | 42 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 31 | 47 (stronger) |
| Funding & liquidity | 65 | 70 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 26th | 37th |
| Total assets | $512.0M | $485.0M |
| Deposits / shares | $449.3M | $416.7M |
| Capital ratio | 9.79% (stronger) | 9.17% |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.27% | 0.68% (stronger) |
| Loans ÷ deposits | 90.7% | 83.6% (stronger) |
| Uninsured deposits | 19.4% (stronger) | 20.9% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Wallkill Valley Federal Savings and Loan Association has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Rondout Savings Bank leads on 2 and Wallkill Valley Federal Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.