Side-by-side · Q2 2026 data
Rosedale Bank vs Capital Bank, National Association
Metric by metric
| Measure | Rosedale Bank | Capital Bank, National Association |
|---|---|---|
| TellerScore | 78 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 83 (stronger) | 32 |
| Earnings | 31 | 70 (stronger) |
| Funding & liquidity | 73 (stronger) | 38 |
| Problem-loan coverage | 96 (stronger) | 67 |
| Peer percentile | 86th | 5th |
| Total assets | $1.4B | $3.8B |
| Deposits / shares | $1.1B | $3.4B |
| Capital ratio | 18.61% (stronger) | 8.97% |
| Problem loans | 0.52% (stronger) | 2.05% |
| Net charge-offs | 0.01% (stronger) | 0.45% |
| Return on assets | 0.28% | 1.24% (stronger) |
| Loans ÷ deposits | 87.2% (stronger) | 89.0% |
| Uninsured deposits | 5.1% (stronger) | 45.1% |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 5.3% |
Rosedale Bank has the higher TellerScore (78 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Rosedale Bank leads on 6 and Capital Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.