Side-by-side · Q2 2026 data
Rosedale Bank vs First Financial of Maryland Federal Credit Union
Credit union
First Financial of Maryland Federal Credit Union
Sparks, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Rosedale Bank | First Financial of Maryland Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 83 (stronger) | 82 |
| Earnings | 31 | 33 (stronger) |
| Funding & liquidity | 73 | 82 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 86th | 86th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 18.61% (stronger) | 16.73% |
| Problem loans | 0.52% (stronger) | 0.54% |
| Net charge-offs | 0.01% (stronger) | 0.45% |
| Return on assets | 0.28% | 0.33% (stronger) |
| Loans ÷ deposits | 87.2% | 78.6% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 5.8% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 13.0% |
First Financial of Maryland Federal Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Rosedale Bank leads on 4 and First Financial of Maryland Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.