Side-by-side · Q2 2026 data
Rosedale Bank vs Homewood Federal Savings Bank
Metric by metric
| Measure | Rosedale Bank | Homewood Federal Savings Bank |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 31 | 35 (stronger) |
| Funding & liquidity | 73 (stronger) | 50 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 86th | 66th |
| Total assets | $1.4B | $67.3M |
| Deposits / shares | $1.1B | $50.0M |
| Capital ratio | 18.61% | 26.12% (stronger) |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.28% | 0.36% (stronger) |
| Loans ÷ deposits | 87.2% (stronger) | 111.2% |
| Uninsured deposits | 5.1% | 3.0% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Rosedale Bank leads on 1 and Homewood Federal Savings Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.