Side-by-side · Q2 2026 data
Rosedale Bank vs Lm Federal Credit Union
Metric by metric
| Measure | Rosedale Bank | Lm Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 83 | 95 (stronger) |
| Earnings | 31 | 76 (stronger) |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 86th | 72nd |
| Total assets | $1.4B | $60.3M |
| Deposits / shares | $1.1B | $52.5M |
| Capital ratio | 18.61% (stronger) | 12.40% |
| Problem loans | 0.52% | 0.14% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.28% | 1.41% (stronger) |
| Loans ÷ deposits | 87.2% | 80.4% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 6.7% |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Lm Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Rosedale Bank leads on 3 and Lm Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.