Side-by-side · Q2 2026 data
Rosedale Bank vs Presidential Bank, FSB
Metric by metric
| Measure | Rosedale Bank | Presidential Bank, FSB |
|---|---|---|
| TellerScore | 78 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 83 (stronger) | 45 |
| Earnings | 31 | 40 (stronger) |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 96 (stronger) | 74 |
| Peer percentile | 86th | 8th |
| Total assets | $1.4B | $1.0B |
| Deposits / shares | $1.1B | $897.1M |
| Capital ratio | 18.61% (stronger) | 9.63% |
| Problem loans | 0.52% (stronger) | 1.64% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 0.28% | 0.49% (stronger) |
| Loans ÷ deposits | 87.2% | 86.5% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 18.9% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 6.9% |
Rosedale Bank has the higher TellerScore (78 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Rosedale Bank leads on 5 and Presidential Bank, FSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.