Side-by-side · Q2 2026 data
Round Top State Bank vs Fayette Savings Bank, SSB
Metric by metric
| Measure | Round Top State Bank | Fayette Savings Bank, SSB |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 69 (stronger) | 60 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 71 | 95 (stronger) |
| Funding & liquidity | 87 (stronger) | 63 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 77th | 80th |
| Total assets | $974.1M | $551.8M |
| Deposits / shares | $870.3M | $495.2M |
| Capital ratio | 11.94% (stronger) | 10.95% |
| Problem loans | 0.36% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.26% | 1.88% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 85.3% |
| Uninsured deposits | 19.6% (stronger) | 25.6% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
Fayette Savings Bank, SSB has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Round Top State Bank leads on 4 and Fayette Savings Bank, SSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- La Grange, TX