Side-by-side · Q2 2026 data
Round Top State Bank vs R Bank
Metric by metric
| Measure | Round Top State Bank | R Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 50 |
| Capital cushion | 69 (stronger) | 40 |
| Loan quality | 88 (stronger) | 48 |
| Earnings | 71 (stronger) | 49 |
| Funding & liquidity | 87 (stronger) | 60 |
| Problem-loan coverage | 96 (stronger) | 75 |
| Peer percentile | 77th | 7th |
| Total assets | $974.1M | $1.0B |
| Deposits / shares | $870.3M | $926.1M |
| Capital ratio | 11.94% (stronger) | 9.01% |
| Problem loans | 0.36% (stronger) | 1.55% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.26% (stronger) | 0.72% |
| Loans ÷ deposits | 68.3% (stronger) | 82.3% |
| Uninsured deposits | 19.6% (stronger) | 30.6% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 20.0% |
Round Top State Bank has the higher TellerScore (80 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Round Top State Bank leads on 7 and R Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Round Rock, TX
- Jarrell, TX