Side-by-side · Q2 2026 data
Route 31 Federal Credit Union vs Best Financial Credit Union
Metric by metric
| Measure | Route 31 Federal Credit Union | Best Financial Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 63 |
| Capital cushion | 82 | 98 (stronger) |
| Loan quality | 86 (stronger) | 36 |
| Earnings | 48 (stronger) | 22 |
| Funding & liquidity | 91 (stronger) | 81 |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 76th | 29th |
| Total assets | $104.6M | $154.3M |
| Deposits / shares | $89.7M | $130.4M |
| Capital ratio | 13.21% | 14.75% (stronger) |
| Problem loans | 0.41% (stronger) | 1.93% |
| Net charge-offs | 0.40% (stronger) | 1.03% |
| Return on assets | 0.70% (stronger) | 0.05% |
| Loans ÷ deposits | 68.8% (stronger) | 79.2% |
| Uninsured deposits | 5.8% | 2.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.4% | 0.0% |
Route 31 Federal Credit Union has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Route 31 Federal Credit Union leads on 5 and Best Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.