Side-by-side · Q2 2026 data
Roxboro Savings Bank, SSB vs First Federal Bank
Metric by metric
| Measure | Roxboro Savings Bank, SSB | First Federal Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 67 (stronger) | 32 |
| Funding & liquidity | 82 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 95th | 17th |
| Total assets | $360.7M | $275.6M |
| Deposits / shares | $292.8M | $250.5M |
| Capital ratio | 18.97% (stronger) | 9.25% |
| Problem loans | 0.13% (stronger) | 0.47% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.18% (stronger) | 0.29% |
| Loans ÷ deposits | 71.9% (stronger) | 80.2% |
| Uninsured deposits | 20.3% (stronger) | 29.9% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 0.0% |
Roxboro Savings Bank, SSB has the higher TellerScore (90 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Roxboro Savings Bank, SSB leads on 6 and First Federal Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.