Side-by-side · Q2 2026 data
Royal Bank vs Aim Credit Union
Metric by metric
| Measure | Royal Bank | Aim Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 55 | 81 (stronger) |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 79 (stronger) | 62 |
| Funding & liquidity | 83 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 75th | 76th |
| Total assets | $816.1M | $201.2M |
| Deposits / shares | $723.1M | $173.6M |
| Capital ratio | 10.53% | 13.12% (stronger) |
| Problem loans | 0.06% (stronger) | 0.60% |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 1.48% (stronger) | 1.05% |
| Loans ÷ deposits | 76.8% | 75.9% (stronger) |
| Uninsured deposits | 11.9% | 1.6% (stronger) |
| Offices | 21 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 4.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Royal Bank leads on 3 and Aim Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.