TellerScore

Headquartered in Dubuque, Iowa, Aim Credit Union is a federally insured state-chartered credit union with $201.2M in total assets and $173.6M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1933.

Based on its Q2 2026 filing, Aim Credit Union scores 79/100, which we describe as strong. That is higher than 76% of 1,341 credit unions with $100 million – $1 billion. Among 66 credit unions headquartered in Iowa, it ranks 24th. Its strongest component is problem-loan coverage (94/100; 3.0%), and its lowest is earnings (62/100; 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Net worth ratio: 13.12%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.60%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity84/100
Loans ÷ shares: 75.9% · 1.6% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (74 → 79), mostly because the earnings component improved by 21 points.

TellerScore
707579Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202474
Q4 202471
Q1 202572
Q2 202574
Q3 202573
Q4 202574
Q1 202677
Q2 202679
Net worth ratio
7.00%10.25%13.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.43%
Q3 202412.78%
Q4 202412.70%
Q1 202512.53%
Q2 202512.88%
Q3 202513.42%
Q4 202513.49%
Q1 202612.98%
Q2 202613.12%
Delinquent loans (60+ days)
0.55%0.84%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.12%
Q3 20240.73%
Q4 20241.06%
Q1 20250.76%
Q2 20250.55%
Q3 20251.06%
Q4 20250.99%
Q1 20260.68%
Q2 20260.60%
Return on assets
0.50%0.77%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.75%
Q4 20240.69%
Q1 20250.50%
Q2 20250.53%
Q3 20250.78%
Q4 20250.82%
Q1 20260.98%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$201.2M13.12%0.60%1.05%75.9%
Q1 202677$199.1M12.98%0.68%0.98%74.7%
Q4 202574$188.0M13.49%0.99%0.82%79.5%
Q3 202573$186.3M13.42%1.06%0.78%80.0%
Q2 202574$189.6M12.88%0.55%0.53%76.4%
Q1 202572$192.8M12.53%0.76%0.50%73.3%
Q4 202471$188.3M12.70%1.06%0.69%74.9%
Q3 202474$186.0M12.78%0.73%0.75%75.8%
Q2 202470$188.8M12.43%1.12%0.78%76.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.12%
71st
Problem loans0.60%
56th
Net charge-offs0.18%
73rd
Return on assets1.05%
69th
Loans to deposits75.9%
50th
Uninsured deposits1.6%
93rd
Loan-loss reserves0.00%
50th
Texas ratio3.0%
61st

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Employees Credit UnionCredit union Estherville, IA70 out of 100, Strong$203.4M19.0%3.25%vs
First Federal Credit UnionCredit union Hiawatha, IA43 out of 100, Below average$174.5M7.3%0.88%vs
1st Gateway Credit UnionCredit union Camanche, IA80 out of 100, Strong$170.9M14.1%0.35%vs
Cent Credit UnionCredit union Mason City, IA77 out of 100, Strong$166.0M12.7%0.20%vs
Financial Plus Credit UnionCredit union West Des Moines, IA77 out of 100, Strong$241.7M14.3%1.03%vs
Telco Triad Community Credit UnionCredit union Sioux City, IA74 out of 100, Strong$160.5M12.2%0.45%vs

Deposit insurance

Is my money safe at Aim Credit Union?

Yes. Aim Credit Union is a federally insured credit union (NCUA charter #64886). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.6% of shares and deposits ($2.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Aim Credit Union lists 5 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Aim Credit Union reported 99 home-loan applications under HMDA (LEI 549300IFAGUDY5MUY541): 84 originated ($12,010,000 total), 4 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Aim Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64886
RSSD ID
1010798
Primary regulator
State + NCUA
Established
1933
Headquarters
1200 Associates Dr Ste 102, Dubuque, IA 52002
Employees
30

Quick answers

Aim Credit Union: common questions

Is Aim Credit Union NCUA insured?

Yes. Aim Credit Union is a federally insured credit union (NCUA charter #64886). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Aim Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Aim Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dubuque

InstitutionScoreAssetsCapitalProblem loansCompare
Dubuque Postal Employees Credit UnionCredit union Dubuque, IA92 out of 100, Very strong$4.3M15.3%0.00%vs
Bellevue State BankBank Bellevue, IA92 out of 100, Very strong$187.7M14.3%0.16%vs
Mound City BankBank Platteville, WI86 out of 100, Very strong$550.7M13.1%0.11%vs
Conservation First BankBank Benton, WI82 out of 100, Strong$127.5M14.0%0.74%vs
Peoples State BankBank Prairie Du Chien, WI80 out of 100, Strong$993.0M11.5%0.21%vs
Royal BankBank Elroy, WI79 out of 100, Strong$816.1M10.5%0.06%vs