Side-by-side · Q2 2026 data
Royal Bank vs DMB Community Bank
Metric by metric
| Measure | Royal Bank | DMB Community Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 55 | 60 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 79 (stronger) | 43 |
| Funding & liquidity | 83 (stronger) | 50 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 75th | 40th |
| Total assets | $816.1M | $835.0M |
| Deposits / shares | $723.1M | $583.6M |
| Capital ratio | 10.53% | 10.98% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.48% (stronger) | 0.57% |
| Loans ÷ deposits | 76.8% (stronger) | 112.4% |
| Uninsured deposits | 11.9% | 11.6% (stronger) |
| Offices | 21 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 8.7% |
Royal Bank has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Royal Bank leads on 3 and DMB Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.