TellerScore

Headquartered in Madison, Wisconsin, DMB Community Bank is a state-chartered bank with $835.0M in total assets and $583.6M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1922.

DMB Community Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 91st. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (43/100, 0.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 10.98%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings43/100
Return on assets (annualized): 0.57%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 112.4% · 11.6% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (66 → 69), mostly because the earnings component improved by 14 points.

TellerScore
636669Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202464
Q4 202465
Q1 202566
Q2 202566
Q3 202566
Q4 202567
Q1 202668
Q2 202669
Tier 1 leverage ratio
5.00%8.09%11.18%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.50%
Q3 202410.85%
Q4 202410.98%
Q1 202511.18%
Q2 202511.01%
Q3 202510.95%
Q4 202510.95%
Q1 202610.72%
Q2 202610.98%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.00%0.28%0.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.01%
Q3 20240.00%
Q4 20240.00%
Q1 20250.16%
Q2 20250.23%
Q3 20250.28%
Q4 20250.35%
Q1 20260.55%
Q2 20260.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$835.0M10.98%0.00%0.57%112.4%
Q1 202668$830.9M10.72%0.00%0.55%113.6%
Q4 202567$826.7M10.95%0.00%0.35%115.5%
Q3 202566$814.4M10.95%0.00%0.28%113.0%
Q2 202566$814.3M11.01%0.00%0.23%110.1%
Q1 202566$796.6M11.18%0.00%0.16%117.5%
Q4 202465$791.7M10.98%0.00%0.00%119.7%
Q3 202464$825.8M10.85%0.00%0.00%115.9%
Q2 202463$813.1M10.50%0.00%0.01%119.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.98%
50th
Total risk-based capital17.40%
79th
Problem loans0.00%
94th
Net charge-offs-0.00%
78th
Return on assets0.57%
14th
Net interest margin1.96%
1st
Efficiency ratio67.7%
35th
Loans to deposits112.4%
2nd
Uninsured deposits11.6%
91st
Loan-loss reserves1.15%
45th
Texas ratio0.0%
95th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of Sun PrairieBank Sun Prairie, WI68 out of 100, Moderate$841.2M10.0%0.07%vs
The Bank of New GlarusBank New Glarus, WI56 out of 100, Moderate$823.2M9.5%1.99%vs
Royal BankBank Elroy, WI79 out of 100, Strong$816.1M10.5%0.06%vs
Farmers and Merchants Union BankBank Columbus, WI78 out of 100, Strong$872.1M10.0%0.15%vs
Hiawatha National BankBank Hager City, WI41 out of 100, Below average$781.3M10.8%5.32%vs
Westbury BankBank Waukesha, WI70 out of 100, Strong$771.9M9.2%0.00%vs

Deposit insurance

Is my money safe at DMB Community Bank?

Yes. DMB Community Bank is an FDIC-insured institution (FDIC certificate #14769). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 11.6% of deposits ($67.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.40% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

DMB Community Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, DMB Community Bank reported 144 home-loan applications under HMDA (LEI 549300LC0BP2X1F6BE13): 101 originated ($168,755,000 total), 12 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
DMB Community Bank
Former names
De Forest-Morrisonville Bank
Type
State-chartered bank
FDIC certificate #
14769
RSSD ID
56548
Primary regulator
FDIC
Holding company
Dmb Corp Inc
Established
June 29, 1922
Headquarters
10 Terrace Ct, Madison, WI 53718
Employees
37

Quick answers

DMB Community Bank: common questions

Is DMB Community Bank FDIC insured?

Yes. DMB Community Bank is an FDIC-insured institution (FDIC certificate #14769). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is DMB Community Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has DMB Community Bank ever failed?

There is no failure record for FDIC certificate #14769 in the FDIC failed bank list.

How many branches does DMB Community Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Madison

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
Madison Fire Department Credit UnionCredit union Madison, WI90 out of 100, Very strong$5.5M19.9%0.00%vs
John Deere Financial, f.s.b.Bank Middleton, WI82 out of 100, Strong$4.9B19.4%0.27%vs
Badger BankBank Fort Atkinson, WI82 out of 100, Strong$206.0M12.4%0.07%vs
Great Midwest Bank, S.S.B.Bank Brookfield, WI80 out of 100, Strong$1.1B16.5%0.56%vs
Capitol BankBank Madison, WI79 out of 100, Strong$565.3M12.4%0.02%vs