Side-by-side · Q2 2026 data
Royal Bank vs Farmers Savings Bank
Metric by metric
| Measure | Royal Bank | Farmers Savings Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 59 |
| Capital cushion | 55 | 60 (stronger) |
| Loan quality | 98 (stronger) | 38 |
| Earnings | 79 (stronger) | 54 |
| Funding & liquidity | 83 | 88 (stronger) |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 75th | 17th |
| Total assets | $816.1M | $299.1M |
| Deposits / shares | $723.1M | $260.2M |
| Capital ratio | 10.53% | 10.99% (stronger) |
| Problem loans | 0.06% (stronger) | 1.87% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.48% (stronger) | 0.85% |
| Loans ÷ deposits | 76.8% | 69.2% (stronger) |
| Uninsured deposits | 11.9% (stronger) | 17.8% |
| Offices | 21 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Royal Bank has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Royal Bank leads on 5 and Farmers Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.