Side-by-side · Q2 2026 data
Royal Bank vs Oakdale Credit Union
Metric by metric
| Measure | Royal Bank | Oakdale Credit Union |
|---|---|---|
| TellerScore | 79 | 95 (stronger) |
| Capital cushion | 55 | 84 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 83 | 99 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 75th | 98th |
| Total assets | $816.1M | $132.4M |
| Deposits / shares | $723.1M | $112.8M |
| Capital ratio | 10.53% | 13.35% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.48% | 2.29% (stronger) |
| Loans ÷ deposits | 76.8% | 61.7% (stronger) |
| Uninsured deposits | 11.9% | 8.2% (stronger) |
| Offices | 21 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Oakdale Credit Union has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Royal Bank leads on 0 and Oakdale Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mauston, WI