Side-by-side · Q2 2026 data
Royal Credit Union vs Lakewood Credit Union
Metric by metric
| Measure | Royal Credit Union | Lakewood Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 47 |
| Capital cushion | 58 | 59 (stronger) |
| Loan quality | 86 (stronger) | 36 |
| Earnings | 79 (stronger) | 3 |
| Funding & liquidity | 63 | 78 (stronger) |
| Problem-loan coverage | 93 (stronger) | 75 |
| Peer percentile | 70th | 7th |
| Total assets | $5.9B | $16.0M |
| Deposits / shares | $5.2B | $14.2M |
| Capital ratio | 10.83% | 10.92% (stronger) |
| Problem loans | 0.43% (stronger) | 1.91% |
| Net charge-offs | 0.59% | 0.30% (stronger) |
| Return on assets | 1.47% (stronger) | -0.42% |
| Loans ÷ deposits | 97.5% | 82.2% (stronger) |
| Uninsured deposits | 11.2% | 1.9% (stronger) |
| Offices | 48 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | — |
Royal Credit Union has the higher TellerScore (73 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Royal Credit Union leads on 3 and Lakewood Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.