Lakewood Credit Union (NCUA charter #66999) is based in Rib Lake, Wisconsin. Its Q2 2026 call report shows $16.0M in total assets and $14.2M in member shares and deposits and 1 office.
Lakewood Credit Union has a TellerScore of 47 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 95th. Funding & liquidity contributes the most (78/100, 82% loans-to-deposits, 2% uninsured); earnings contributes the least (3/100, -0.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (60 → 47), mostly because the earnings component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 72 |
| Q4 2024 | 73 |
| Q1 2025 | 72 |
| Q2 2025 | 60 |
| Q3 2025 | 63 |
| Q4 2025 | 65 |
| Q1 2026 | 54 |
| Q2 2026 | 47 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.70% |
| Q3 2024 | 13.04% |
| Q4 2024 | 13.13% |
| Q1 2025 | 12.96% |
| Q2 2025 | 12.45% |
| Q3 2025 | 12.30% |
| Q4 2025 | 12.15% |
| Q1 2026 | 11.58% |
| Q2 2026 | 10.92% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.79% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.07% |
| Q1 2025 | 1.26% |
| Q2 2025 | 1.71% |
| Q3 2025 | 1.33% |
| Q4 2025 | 0.96% |
| Q1 2026 | 1.28% |
| Q2 2026 | 1.91% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.12% |
| Q3 2024 | -0.61% |
| Q4 2024 | -0.52% |
| Q1 2025 | 0.93% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.20% |
| Q1 2026 | -1.40% |
| Q2 2026 | -0.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 47 | $16.0M | 10.92% | 1.91% | -0.42% | 82.2% |
| Q1 2026 | 54 | $14.9M | 11.58% | 1.28% | -1.40% | 82.8% |
| Q4 2025 | 65 | $14.7M | 12.15% | 0.96% | 0.20% | 77.9% |
| Q3 2025 | 63 | $14.3M | 12.30% | 1.33% | 0.10% | 71.1% |
| Q2 2025 | 60 | $14.2M | 12.45% | 1.71% | 0.23% | 73.4% |
| Q1 2025 | 72 | $13.8M | 12.96% | 1.26% | 0.93% | 72.2% |
| Q4 2024 | 73 | $13.3M | 13.13% | 0.07% | -0.52% | 68.0% |
| Q3 2024 | 72 | $13.5M | 13.04% | 0.08% | -0.61% | 68.1% |
| Q2 2024 | 62 | $13.2M | 13.70% | 1.79% | -0.12% | 64.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wisconsin Medical Credit UnionCredit union Green Bay, WI | 79 out of 100, Strong | $15.9M | 12.4% | 0.21% | vs |
| Public Service Credit UnionCredit union Wausau, WI | 80 out of 100, Strong | $13.9M | 19.3% | 0.07% | vs |
| Service Credit UnionCredit union Green Bay, WI | 84 out of 100, Strong | $13.3M | 22.1% | 0.03% | vs |
| M.E. Employees Credit UnionCredit union Wausau, WI | 62 out of 100, Moderate | $19.0M | 9.8% | 0.42% | vs |
| Holy Family Memorial Credit UnionCredit union Manitowoc, WI | 75 out of 100, Strong | $19.7M | 11.1% | 0.09% | vs |
| Oshkosh Community Credit UnionCredit union Oshkosh, WI | 69 out of 100, Moderate | $20.3M | 11.2% | 0.24% | vs |
Deposit insurance
Is my money safe at Lakewood Credit Union?
Yes. Lakewood Credit Union is a federally insured credit union (NCUA charter #66999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.9% of shares and deposits ($273K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.92%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Lakewood Credit Union lists 1 office in 1 city. Most locations:
- Rib Lake, WI (1)
Identity & history
Profile
- Legal name
- Lakewood Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66999
- RSSD ID
- 241698
- Primary regulator
- State + NCUA
- Established
- 1961
- Headquarters
- PO Box 224, Rib Lake, WI 54470
- Employees
- 5
Quick answers
Lakewood Credit Union: common questions
Is Lakewood Credit Union NCUA insured?
Yes. Lakewood Credit Union is a federally insured credit union (NCUA charter #66999). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Lakewood Credit Union's TellerScore?
47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Lakewood Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Rib Lake
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Athens Area Credit UnionCredit union Athens, WI | 84 out of 100, Strong | $49.9M | 13.3% | 0.63% | vs |
| Prevail BankBank Medford, WI | 74 out of 100, Strong | $1.0B | 12.6% | 0.20% | vs |
| Taylor Credit UnionCredit union Medford, WI | 74 out of 100, Strong | $89.1M | 10.3% | 0.21% | vs |
| Royal Credit UnionCredit union Eau Claire, WI | 73 out of 100, Strong | $5.9B | 10.8% | 0.43% | vs |
| Park City Credit UnionCredit union Merrill, WI | 67 out of 100, Moderate | $397.4M | 9.9% | 0.36% | vs |
| Forward BankBank Marshfield, WI | 64 out of 100, Moderate | $1.3B | 9.2% | 0.28% | vs |