Side-by-side · Q2 2026 data
Royal Credit Union vs Summit Credit Union
Metric by metric
| Measure | Royal Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 58 (stronger) | 53 |
| Loan quality | 86 (stronger) | 78 |
| Earnings | 79 (stronger) | 70 |
| Funding & liquidity | 63 (stronger) | 59 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 70th | 47th |
| Total assets | $5.9B | $8.5B |
| Deposits / shares | $5.2B | $6.9B |
| Capital ratio | 10.83% (stronger) | 10.34% |
| Problem loans | 0.43% (stronger) | 0.65% |
| Net charge-offs | 0.59% | 0.27% (stronger) |
| Return on assets | 1.47% (stronger) | 1.26% |
| Loans ÷ deposits | 97.5% (stronger) | 100.9% |
| Uninsured deposits | 11.2% (stronger) | 15.5% |
| Offices | 48 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | — |
Royal Credit Union has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Royal Credit Union leads on 6 and Summit Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.