Side-by-side · Q2 2026 data
RSNB Bank vs State Bank
Metric by metric
| Measure | RSNB Bank | State Bank |
|---|---|---|
| TellerScore | 59 | 67 (stronger) |
| Capital cushion | 68 (stronger) | 45 |
| Loan quality | 21 | 89 (stronger) |
| Earnings | 66 (stronger) | 64 |
| Funding & liquidity | 84 (stronger) | 58 |
| Problem-loan coverage | 71 | 95 (stronger) |
| Peer percentile | 17th | 34th |
| Total assets | $381.0M | $115.4M |
| Deposits / shares | $348.7M | $104.0M |
| Capital ratio | 11.85% (stronger) | 9.54% |
| Problem loans | 2.37% | 0.34% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.15% (stronger) | 1.09% |
| Loans ÷ deposits | 42.7% (stronger) | 87.8% |
| Uninsured deposits | 29.2% | 27.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), RSNB Bank leads on 4 and State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.