RSNB Bank is a state-chartered bank (fed member) headquartered in Rock Springs, Wyoming, in business for about 134 years. At the end of Q2 2026 it reported $381.0M in total assets and $348.7M in deposits, with 2 offices.
RSNB Bank has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,650 banks with $100 million – $1 billion. Among 24 banks headquartered in Wyoming, it ranks 22nd. Funding & liquidity contributes the most (84/100, 43% loans-to-deposits, 29% uninsured); loan quality contributes the least (21/100, 2.37%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 16 points (75 → 59), mostly because the loan quality component weakened by 70 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 78 |
| Q4 2024 | 79 |
| Q1 2025 | 78 |
| Q2 2025 | 75 |
| Q3 2025 | 78 |
| Q4 2025 | 80 |
| Q1 2026 | 79 |
| Q2 2026 | 59 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.55% |
| Q3 2024 | 12.00% |
| Q4 2024 | 11.88% |
| Q1 2025 | 12.27% |
| Q2 2025 | 12.04% |
| Q3 2025 | 12.20% |
| Q4 2025 | 11.65% |
| Q1 2026 | 11.77% |
| Q2 2026 | 11.85% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.28% |
| Q3 2025 | 0.24% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 2.37% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.96% |
| Q4 2024 | 0.98% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.89% |
| Q4 2025 | 1.05% |
| Q1 2026 | 0.85% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $381.0M | 11.85% | 2.37% | 1.15% | 42.7% |
| Q1 2026 | 79 | $389.5M | 11.77% | 0.00% | 0.85% | 39.9% |
| Q4 2025 | 80 | $390.3M | 11.65% | 0.00% | 1.05% | 39.0% |
| Q3 2025 | 78 | $363.8M | 12.20% | 0.24% | 0.89% | 42.3% |
| Q2 2025 | 75 | $369.3M | 12.04% | 0.28% | 0.68% | 41.6% |
| Q1 2025 | 78 | $365.0M | 12.27% | 0.11% | 0.66% | 40.3% |
| Q4 2024 | 79 | $362.9M | 11.88% | 0.15% | 0.98% | 39.6% |
| Q3 2024 | 78 | $375.0M | 12.00% | 0.28% | 0.96% | 39.7% |
| Q2 2024 | 76 | $374.5M | 11.55% | 0.31% | 0.92% | 40.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Big Horn Federal Savings BankBank Greybull, WY | 74 out of 100, Strong | $399.8M | 11.3% | 0.70% | vs |
| Bank of Star ValleyBank Afton, WY | 85 out of 100, Very strong | $420.0M | 10.8% | 0.09% | vs |
| Security State BankBank Basin, WY | 71 out of 100, Strong | $449.1M | 10.4% | 0.22% | vs |
| Rnb State BankBank Rawlins, WY | 65 out of 100, Moderate | $296.2M | 8.6% | 0.09% | vs |
| Sundance State BankBank Sundance, WY | 80 out of 100, Strong | $290.9M | 11.9% | 0.56% | vs |
| Wyoming Community BankBank Riverton, WY | 75 out of 100, Strong | $262.4M | 9.5% | 0.31% | vs |
Deposit insurance
Is my money safe at RSNB Bank?
Yes. RSNB Bank is an FDIC-insured institution (FDIC certificate #2229). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.2% of deposits ($101.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.85%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
RSNB Bank lists 2 offices in 1 city. Most locations:
- Rock Springs, WY (2)
Identity & history
Profile
- Legal name
- RSNB Bank
- Former names
- The Rock Springs National Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 2229
- RSSD ID
- 550952
- Primary regulator
- FED
- Holding company
- Rsnb Bcorp
- Established
- May 23, 1892
- Headquarters
- 200 2nd St, Rock Springs, WY 82901
- Website
- www.rsnb.com
- Employees
- 42
Quick answers
RSNB Bank: common questions
Is RSNB Bank FDIC insured?
Yes. RSNB Bank is an FDIC-insured institution (FDIC certificate #2229). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is RSNB Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has RSNB Bank ever failed?
There is no failure record for FDIC certificate #2229 in the FDIC failed bank list.
How many branches does RSNB Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Rock Springs
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tanager BankBank Jackson, WY | 74 out of 100, Strong | $222.3M | 14.8% | 0.59% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |
| State BankBank Green River, WY | 67 out of 100, Moderate | $115.4M | 9.5% | 0.34% | vs |
| Nebraskaland BankBank North Platte, NE | 60 out of 100, Moderate | $1.1B | 9.1% | 0.29% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |
| First Western Trust BankBank Denver, CO | 58 out of 100, Moderate | $3.2B | 9.2% | 0.60% | vs |