Side-by-side · Q2 2026 data
Rt Federal Credit Union vs Mohawk Valley Federal Credit Union
Metric by metric
| Measure | Rt Federal Credit Union | Mohawk Valley Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 80 (stronger) |
| Capital cushion | 56 | 80 (stronger) |
| Loan quality | 84 (stronger) | 71 |
| Earnings | 4 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 26th | 65th |
| Total assets | $59.2M | $61.9M |
| Deposits / shares | $52.6M | $53.8M |
| Capital ratio | 10.59% | 12.95% (stronger) |
| Problem loans | 0.49% (stronger) | 0.86% |
| Net charge-offs | -0.02% (stronger) | 0.41% |
| Return on assets | -0.39% | 1.20% (stronger) |
| Loans ÷ deposits | 42.1% (stronger) | 49.9% |
| Uninsured deposits | 4.2% | 3.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mohawk Valley Federal Credit Union has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Rt Federal Credit Union leads on 3 and Mohawk Valley Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.