Side-by-side · Q2 2026 data
Rt Federal Credit Union vs Morton Lane Federal Credit Union
Metric by metric
| Measure | Rt Federal Credit Union | Morton Lane Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 72 (stronger) |
| Capital cushion | 56 | 78 (stronger) |
| Loan quality | 84 (stronger) | 70 |
| Earnings | 4 | 34 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 26th | 44th |
| Total assets | $59.2M | $62.8M |
| Deposits / shares | $52.6M | $54.7M |
| Capital ratio | 10.59% | 12.80% (stronger) |
| Problem loans | 0.49% (stronger) | 0.89% |
| Net charge-offs | -0.02% (stronger) | 0.16% |
| Return on assets | -0.39% | 0.35% (stronger) |
| Loans ÷ deposits | 42.1% (stronger) | 54.2% |
| Uninsured deposits | 4.2% (stronger) | 7.0% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morton Lane Federal Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Rt Federal Credit Union leads on 4 and Morton Lane Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.