Side-by-side · Q2 2026 data
Rushville State Bank vs Southern Illinois Bank
Metric by metric
| Measure | Rushville State Bank | Southern Illinois Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 62 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 91 (stronger) | 65 |
| Funding & liquidity | 97 (stronger) | 82 |
| Problem-loan coverage | 99 (stronger) | 64 |
| Peer percentile | 98th | 22nd |
| Total assets | $134.8M | $136.5M |
| Deposits / shares | $118.9M | $114.1M |
| Capital ratio | 14.32% | 17.72% (stronger) |
| Problem loans | 0.19% (stronger) | 4.75% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.78% (stronger) | 1.13% |
| Loans ÷ deposits | 47.1% (stronger) | 63.6% |
| Uninsured deposits | 17.7% (stronger) | 28.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rushville State Bank has the higher TellerScore (94 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Rushville State Bank leads on 5 and Southern Illinois Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.