TellerScore

Rushville State Bank (FDIC certificate #9265) is based in Rushville, Illinois. Its Q2 2026 call report shows $134.8M in total assets and $118.9M in deposits and 1 office.

Based on its Q2 2026 filing, Rushville State Bank scores 94/100, which we describe as very strong. That is higher than 98% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 8th. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is earnings (91/100; 1.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion93/100
Tier 1 leverage ratio: 14.32%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.19%
Earnings91/100
Return on assets (annualized): 1.78%
Funding & liquidity97/100
Loans ÷ deposits and uninsured-deposit share: 47.1% · 17.7% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.74%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (91 → 94), mostly because the earnings component improved by 11 points.

TellerScore
889194Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202488
Q3 202490
Q4 202490
Q1 202591
Q2 202591
Q3 202591
Q4 202592
Q1 202694
Q2 202694
Tier 1 leverage ratio
5.00%9.72%14.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.82%
Q3 202414.27%
Q4 202414.43%
Q1 202514.39%
Q2 202514.25%
Q3 202514.44%
Q4 202514.34%
Q1 202614.26%
Q2 202614.32%
Noncurrent loans
0.19%0.32%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.44%
Q3 20240.43%
Q4 20240.36%
Q1 20250.32%
Q2 20250.31%
Q3 20250.28%
Q4 20250.22%
Q1 20260.20%
Q2 20260.19%
Return on assets
1.44%1.61%1.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.59%
Q3 20241.50%
Q4 20241.44%
Q1 20251.46%
Q2 20251.51%
Q3 20251.50%
Q4 20251.49%
Q1 20261.76%
Q2 20261.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202694$134.8M14.32%0.19%1.78%47.1%
Q1 202694$132.9M14.26%0.20%1.76%48.7%
Q4 202592$130.2M14.34%0.22%1.49%49.3%
Q3 202591$132.0M14.44%0.28%1.50%48.2%
Q2 202591$123.8M14.25%0.31%1.51%49.3%
Q1 202591$127.0M14.39%0.32%1.46%48.2%
Q4 202490$120.3M14.43%0.36%1.44%47.6%
Q3 202490$119.6M14.27%0.43%1.50%49.2%
Q2 202488$123.4M13.82%0.44%1.59%46.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.32%
83rd
Total risk-based capital0.00%
24th
Problem loans0.19%
66th
Net charge-offs0.00%
68th
Return on assets1.78%
79th
Net interest margin3.40%
24th
Efficiency ratio50.8%
81st
Loans to deposits47.1%
93rd
Uninsured deposits17.7%
72nd
Loan-loss reserves1.15%
44th
Texas ratio0.7%
73rd

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of KampsvilleBank Kampsville, IL91 out of 100, Very strong$134.1M17.4%0.01%vs
The Litchfield National BankBank Litchfield, IL62 out of 100, Moderate$135.7M8.9%0.84%vs
First Community Bank of HillsboroBank Hillsboro, IL77 out of 100, Strong$133.3M11.6%0.10%vs
Southern Illinois BankBank Johnston City, IL62 out of 100, Moderate$136.5M17.7%4.75%vs
The Iuka State BankBank Salem, IL30 out of 100, Low$133.0M10.3%7.98%vs
Streator Home Savings BankBank Streator, IL70 out of 100, Strong$137.0M22.0%1.19%vs

Deposit insurance

Is my money safe at Rushville State Bank?

Yes. Rushville State Bank is an FDIC-insured institution (FDIC certificate #9265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.7% of deposits ($21.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Rushville State Bank lists 1 office in 1 city. Most locations:

  • Rushville, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Rushville State Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
9265
RSSD ID
49148
Primary regulator
FED
Holding company
Rushville Bancshares Inc
Established
January 1, 1890
Headquarters
100 E Lafayette St, Rushville, IL 62681
Employees
14

Quick answers

Rushville State Bank: common questions

Is Rushville State Bank FDIC insured?

Yes. Rushville State Bank is an FDIC-insured institution (FDIC certificate #9265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Rushville State Bank's TellerScore?

94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Rushville State Bank ever failed?

There is no failure record for FDIC certificate #9265 in the FDIC failed bank list.

How many branches does Rushville State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Rushville

InstitutionScoreAssetsCapitalProblem loansCompare
State Bank of IndustryBank Industry, IL86 out of 100, Very strong$64.3M14.2%0.44%vs
The First National Bank of ArenzvilleBank Arenzville, IL76 out of 100, Strong$158.7M8.8%0.05%vs
Petefish, Skiles & Co.Bank Virginia, IL75 out of 100, Strong$501.6M9.1%0.14%vs
The Family Credit UnionCredit union Davenport, IA75 out of 100, Strong$253.3M14.0%1.10%vs
Ipava State BankBank Lewistown, IL73 out of 100, Strong$221.9M9.7%0.20%vs
Vermont State BankBank Vermont, IL73 out of 100, Strong$31.0M28.2%5.08%vs