Side-by-side · Q2 2026 data
Rva Financial Federal Credit Union vs Virginia Educators Credit Union
Credit union
Rva Financial Federal Credit Union
Richmond, Virginia · Under $100 million in assets
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Rva Financial Federal Credit Union | Virginia Educators Credit Union |
|---|---|---|
| TellerScore | 76 | 96 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 53 | 86 (stronger) |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 54th | 97th |
| Total assets | $82.7M | $76.3M |
| Deposits / shares | $73.1M | $57.3M |
| Capital ratio | 12.18% | 24.16% (stronger) |
| Problem loans | 1.42% | 0.43% (stronger) |
| Net charge-offs | -0.10% (stronger) | 0.21% |
| Return on assets | 2.27% (stronger) | 1.92% |
| Loans ÷ deposits | 73.9% | 13.0% (stronger) |
| Uninsured deposits | 5.4% | 3.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Educators Credit Union has the higher TellerScore (96 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Rva Financial Federal Credit Union leads on 2 and Virginia Educators Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.