Side-by-side · Q2 2026 data
RVR Bank vs Charter West Bank
Metric by metric
| Measure | RVR Bank | Charter West Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 48 (stronger) | 43 |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 69 (stronger) | 43 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 72nd | 37th |
| Total assets | $570.2M | $547.9M |
| Deposits / shares | $506.5M | $486.3M |
| Capital ratio | 9.77% (stronger) | 9.27% |
| Problem loans | 0.16% (stronger) | 0.26% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 2.00% (stronger) | 1.54% |
| Loans ÷ deposits | 85.0% (stronger) | 87.3% |
| Uninsured deposits | 20.7% (stronger) | 42.2% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 8.6% |
RVR Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), RVR Bank leads on 7 and Charter West Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.