The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (75 → 78), mostly because the earnings component improved by 12 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Nebraska

Yes. RVR Bank is an FDIC-insured institution (FDIC certificate #17639). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.7% of deposits ($104.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.77%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

RVR Bank lists 6 offices in 3 cities. Most locations:

• Fremont, NE (4)
• Arlington, NE (1)
• Blair, NE (1)

All branch addresses and map

In 2025, RVR Bank reported 281 home-loan applications under HMDA (LEI 549300ZRFLUGALHJF092): 222 originated ($47,370,000 total), 28 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

RVR Bank

Former names

First State Bank & Trust Company; First State Bank

Type

State-chartered bank

FDIC certificate #

17639

RSSD ID

1155

Primary regulator

FDIC

Holding company

First State Fremont Inc

Established

July 30, 1956

Headquarters

1005 E 23rd St, Fremont, NE 68025

Website

www.rvr.bank

Employees

85