Side-by-side · Q2 2026 data
S and J School Employees Federal Credit Union vs Antioch Credit Union
Credit union
S and J School Employees Federal Credit Union
Wintersville, Ohio · Under $100 million in assets
Metric by metric
| Measure | S and J School Employees Federal Credit Union | Antioch Credit Union |
|---|---|---|
| TellerScore | 45 | 55 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 38 (stronger) | 0 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 65 | 95 (stronger) |
| Peer percentile | 5th | 15th |
| Total assets | $3.1M | $2.7M |
| Deposits / shares | $2.7M | $1.8M |
| Capital ratio | 10.92% | 33.59% (stronger) |
| Problem loans | 3.16% (stronger) | 7.55% |
| Net charge-offs | 0.00% (stronger) | 3.12% |
| Return on assets | 0.46% (stronger) | -0.83% |
| Loans ÷ deposits | 70.3% | 16.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Antioch Credit Union has the higher TellerScore (55 vs 45). On the 6 directional measures above (where higher or lower is clearly better), S and J School Employees Federal Credit Union leads on 3 and Antioch Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.