TellerScore

Antioch Credit Union (NCUA charter #96660) is based in Cleveland, Ohio. Its Q2 2026 call report shows $2.7M in total assets and $1.8M in member shares and deposits and 2 offices.

Antioch Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 168th. Capital cushion contributes the most (100/100, 33.59%); earnings contributes the least (0/100, -0.83%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 33.59%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 7.55%
Earnings0/100
Return on assets (annualized): -0.83%
Funding & liquidity100/100
Loans ÷ shares: 16.0% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 29 points (84 → 55), mostly because the loan quality component weakened by 90 points.

TellerScore
557084Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202478
Q4 202478
Q1 202574
Q2 202584
Q3 202556
Q4 202555
Q1 202655
Q2 202655
Net worth ratio
7.00%20.93%34.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202428.64%
Q3 202429.58%
Q4 202429.64%
Q1 202530.92%
Q2 202531.79%
Q3 202533.55%
Q4 202533.77%
Q1 202634.85%
Q2 202633.59%
Delinquent loans (60+ days)
0.30%4.14%7.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.77%
Q3 20240.88%
Q4 20240.90%
Q1 20251.30%
Q2 20250.30%
Q3 20256.52%
Q4 20256.64%
Q1 20267.98%
Q2 20267.55%
Return on assets
-1.82%-0.74%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.21%
Q3 20240.22%
Q4 20240.22%
Q1 20250.14%
Q2 20250.35%
Q3 2025-0.33%
Q4 2025-0.50%
Q1 2026-1.82%
Q2 2026-0.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$2.7M33.59%7.55%-0.83%16.0%
Q1 202655$2.6M34.85%7.98%-1.82%16.9%
Q4 202555$2.7M33.77%6.64%-0.50%19.0%
Q3 202556$2.8M33.55%6.52%-0.33%19.2%
Q2 202584$2.9M31.79%0.30%0.35%19.8%
Q1 202574$3.0M30.92%1.30%0.14%21.0%
Q4 202478$3.1M29.64%0.90%0.22%21.2%
Q3 202478$3.1M29.58%0.88%0.22%20.9%
Q2 202479$3.2M28.64%0.77%0.21%21.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio33.59%
96th
Problem loans7.55%
3rd
Net charge-offs3.12%
3rd
Return on assets-0.83%
8th
Loans to deposits16.0%
97th
Uninsured deposits0.0%
81st
Loan-loss reserves1.58%
87th
Texas ratio2.4%
48th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
S and J School Employees Federal Credit UnionCredit union Wintersville, OH45 out of 100, Below average$3.1M10.9%3.16%vs
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M G Employees Federal Credit UnionCredit union Marysville, OH89 out of 100, Very strong$2.1M37.0%0.00%vs
Christo Rey Federal Credit UnionCredit union Ney, OH71 out of 100, Strong$3.6M8.9%0.00%vs
540 I.B.E.W. Credit UnionCredit union Massillon, OH58 out of 100, Moderate$1.5M11.6%2.24%vs
Ibew 141 Federal Credit UnionCredit union Saint Clairsvil, OH90 out of 100, Very strong$1.3M19.6%0.00%vs

Deposit insurance

Is my money safe at Antioch Credit Union?

Antioch Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 33.59%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Antioch Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Antioch Credit Union
Type
Non-federally insured state credit union
NCUA charter #
96660
RSSD ID
733296
Primary regulator
State + NCUA
Headquarters
8629 Cedar Ave., Cleveland, OH 44106
Employees
2

Quick answers

Antioch Credit Union: common questions

Is Antioch Credit Union NCUA insured?

Antioch Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Antioch Credit Union's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Antioch Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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