Side-by-side · Q2 2026 data
S. C. H. D. Dist #7 Federal Credit Union vs South Carolina Methodist Conf Credit Union
Credit union
S. C. H. D. Dist #7 Federal Credit Union
Orangeburg, South Carolina · Under $100 million in assets
Credit union
South Carolina Methodist Conf Credit Union
Columbia, South Carolina · Under $100 million in assets
Metric by metric
| Measure | S. C. H. D. Dist #7 Federal Credit Union | South Carolina Methodist Conf Credit Union |
|---|---|---|
| TellerScore | 51 | 60 (stronger) |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 0 | 24 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 61 | 96 (stronger) |
| Peer percentile | 10th | 22nd |
| Total assets | $4.9M | $5.6M |
| Deposits / shares | $4.0M | $5.1M |
| Capital ratio | 17.70% (stronger) | 8.58% |
| Problem loans | 7.50% | 0.25% (stronger) |
| Net charge-offs | 2.32% | 0.19% (stronger) |
| Return on assets | -0.76% | 0.10% (stronger) |
| Loans ÷ deposits | 56.2% (stronger) | 79.4% |
| Uninsured deposits | 5.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Carolina Methodist Conf Credit Union has the higher TellerScore (60 vs 51). On the 7 directional measures above (where higher or lower is clearly better), S. C. H. D. Dist #7 Federal Credit Union leads on 2 and South Carolina Methodist Conf Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.