Side-by-side · Q2 2026 data
S. C. State Federal Credit Union vs Neighbors United Federal Credit Union
Credit union
S. C. State Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Credit union
Neighbors United Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | S. C. State Federal Credit Union | Neighbors United Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 73 (stronger) | 58 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 90 | 94 (stronger) |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 98th | 22nd |
| Total assets | $1.5B | $64.0M |
| Deposits / shares | $1.2B | $56.3M |
| Capital ratio | 15.57% (stronger) | 12.57% |
| Problem loans | 0.82% (stronger) | 1.27% |
| Net charge-offs | 1.01% | 0.43% (stronger) |
| Return on assets | 2.06% (stronger) | -0.57% |
| Loans ÷ deposits | 70.2% | 66.0% (stronger) |
| Uninsured deposits | 3.6% | 1.9% (stronger) |
| Offices | 16 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.2% | — |
S. C. State Federal Credit Union has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), S. C. State Federal Credit Union leads on 4 and Neighbors United Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.