Side-by-side · Q2 2026 data
S E C U Credit Union vs St. Ludmila S Credit Union
Metric by metric
| Measure | S E C U Credit Union | St. Ludmila S Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 13 | 53 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 65 | 84 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 44th | 62nd |
| Total assets | $1.8M | $372K |
| Deposits / shares | $1.2M | $260K |
| Capital ratio | 35.35% (stronger) | 29.62% |
| Problem loans | 2.61% | 1.41% (stronger) |
| Net charge-offs | 0.52% | 0.00% (stronger) |
| Return on assets | 2.37% (stronger) | 1.22% |
| Loans ÷ deposits | 95.4% | 75.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Ludmila S Credit Union has the higher TellerScore (79 vs 72). On the 6 directional measures above (where higher or lower is clearly better), S E C U Credit Union leads on 2 and St. Ludmila S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.