Side-by-side · Q2 2026 data
S H P E Federal Credit Union vs G. C. A. Federal Credit Union
Credit union
G. C. A. Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | S H P E Federal Credit Union | G. C. A. Federal Credit Union |
|---|---|---|
| TellerScore | 33 | 56 (stronger) |
| Capital cushion | 25 | 100 (stronger) |
| Loan quality | 0 | 7 (stronger) |
| Earnings | 58 (stronger) | 0 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 0 | 96 (stronger) |
| Peer percentile | 2nd | 16th |
| Total assets | $4.1M | $4.0M |
| Deposits / shares | $3.8M | $2.8M |
| Capital ratio | 7.49% | 30.06% (stronger) |
| Problem loans | 11.30% | 2.78% (stronger) |
| Net charge-offs | 1.68% | 0.50% (stronger) |
| Return on assets | 0.96% (stronger) | -1.01% |
| Loans ÷ deposits | 68.0% | 31.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
G. C. A. Federal Credit Union has the higher TellerScore (56 vs 33). On the 7 directional measures above (where higher or lower is clearly better), S H P E Federal Credit Union leads on 2 and G. C. A. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.