Side-by-side · Q2 2026 data
S H P E Federal Credit Union vs Louisiana Machinery Employees Federal Credit Union
Credit union
Louisiana Machinery Employees Federal Credit Union
Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | S H P E Federal Credit Union | Louisiana Machinery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 33 | 79 (stronger) |
| Capital cushion | 25 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 58 (stronger) | 18 |
| Funding & liquidity | 92 (stronger) | 71 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 2nd | 62nd |
| Total assets | $4.1M | $3.9M |
| Deposits / shares | $3.8M | $3.0M |
| Capital ratio | 7.49% | 22.39% (stronger) |
| Problem loans | 11.30% | 0.00% (stronger) |
| Net charge-offs | 1.68% | -0.08% (stronger) |
| Return on assets | 0.96% (stronger) | -0.05% |
| Loans ÷ deposits | 68.0% (stronger) | 89.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisiana Machinery Employees Federal Credit Union has the higher TellerScore (79 vs 33). On the 6 directional measures above (where higher or lower is clearly better), S H P E Federal Credit Union leads on 2 and Louisiana Machinery Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.