Side-by-side · Q2 2026 data
S T S P Federal Credit Union vs Immaculate Heart of Mary Credit Union
Credit union
Immaculate Heart of Mary Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | S T S P Federal Credit Union | Immaculate Heart of Mary Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 54 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 51 |
| Peer percentile | 36th | 32nd |
| Total assets | $779K | $622K |
| Deposits / shares | $706K | $427K |
| Capital ratio | 9.42% | 31.26% (stronger) |
| Problem loans | 0.62% (stronger) | 32.55% |
| Net charge-offs | 0.00% (stronger) | 1.12% |
| Return on assets | 0.86% | 1.46% (stronger) |
| Loans ÷ deposits | 54.7% | 37.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S T S P Federal Credit Union has the higher TellerScore (68 vs 66). On the 6 directional measures above (where higher or lower is clearly better), S T S P Federal Credit Union leads on 3 and Immaculate Heart of Mary Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.