Side-by-side · Q2 2026 data
Sabine Federal Credit Union vs Cal-Com Federal Credit Union
Metric by metric
| Measure | Sabine Federal Credit Union | Cal-Com Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 73 | 75 (stronger) |
| Loan quality | 74 | 97 (stronger) |
| Earnings | 27 | 56 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 48th | 83rd |
| Total assets | $235.3M | $225.8M |
| Deposits / shares | $203.9M | $198.4M |
| Capital ratio | 12.27% | 12.47% (stronger) |
| Problem loans | 0.79% | 0.09% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.48% |
| Return on assets | 0.18% | 0.91% (stronger) |
| Loans ÷ deposits | 70.1% | 59.5% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 6.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | — |
Cal-Com Federal Credit Union has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Sabine Federal Credit Union leads on 2 and Cal-Com Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.